How To Farm Bells Efficiently - Animal Crossing: New Horizons

Step 1: You have to sell Turnips.

You'll be able to buy and sell turnips after unlocking Nook's Cranny.

Up-front investment and some risk will be required in this.

But you'll get high returns from it.

Step 2: You have to sell Fruit

You collect coconuts on Mystery Tours which can also be sold.

To other islands at a great price.

Coconuts can only be grown on the coast so be careful.

Dig out Fossils.

Every day you have a chance to dig up three fossils..

By Blathers the owl, make sure to get them appraised.

Step 4: With a Shovel/Axe you have to hit rocks.

When you strike it, one random rock on your island will pop out bells.

If you don't want to lose time bouncing back from each hit, dig the house behind yourself.

Step 5: You have to dig up Treasure.

At times sparking spots will appear on the ground randomly.

To get money, you have to dig them up.

If you plant money back into that glowing hole after doing that

On Money, it will grow.

This is going to take some time, but you'll get three times as much value.

So, you better take advantage of this.

Step 6: Along the Coast, pick up Clams.

You can make a lot of money simply selling these off at the store, depending on the type of clam.

Step 7: You should catch bugs and Fish.

In addition to selling Fish & Bugs.

In addition, they can be donated to Blathers in the Museum.