This guide will let you know how to get Insurance on your CAR and install a TRACKER in GTA 5 Online.
You will first need to exit from your garage and then press down on your touchpad to open the interaction menu. You have to scroll down and disable the passive mode, as shown in the image below.
You have to press the options button from your controller and open your map. You need to find pay and spray locations from the map, as shown in the image below.
You have to drive your car inside the customs garage when you get there. You will see different options to modify your car on the left side of the screen when you are inside, as shown in the image below.
Next, you will need to scroll down and navigate to Loss/Theft Prevention. It is the insurance option, you need to select it, and you will see a few options there; the first one is a tracker in which you can easily install it in your car. On the second option, you can get full coverage of your vehicle.
Now purchasing Insurance will entitle you to a replacement vehicle; if your vehicle gets destroyed, then a tracker will fit your vehicle, and you will always be able to locate your vehicle. A car blip will be added to the radar when you are not in your car so you can replace your car, and also, you will know the location of your car at any point.